About Regency

Regency Investment Advisors (Regency) is everything you look for in a financial advisory firm.  We are a US Securities and Exchange Commission Registered Investment Adviser, providing portfolio management and financial planning since 1993. We are fee-only, avoiding the conflicts of interests that can exist when advisors take commissions; our fees are simple and transparent. We’re large enough to offer all the services you or your company need, yet small enough to know you personally and give you the time and attention required to help you reach your financial goals.

Regency’s Story

Regency Investment Advisors was started by a local niche bank, Regency Bank, in 1993 to serve the investment advisory needs of its clients. Back then, many banks provided a commission-based broker in the lobby who was affiliated with an outside investment services firm.  Regency Bank decided that the best way to help their customers invest was not by simply selling investment products on commission, but rather by building relationships and finding a way to be on the same side as the investor.  Back then the fee based, Regency model was an emerging concept in Fresno.  Regency spent its first 11 years owned by 3 different banks/holding companies, but with ownership changes becoming a distraction, Regency realized it was in the best interests of its clients to become independently owned.  After a sale in 2004, Regency found itself owned by three of its long-term employees: Daniel Ray, Stephen Guinn and Marci Deck.

At the end of 2013, fellow employee Chris Comstock was invited to become Regency’s fourth principal and another coworker, Judson Myers, became Regency’s fifth principal in 2015.  In 2019, one of Regency’s outside Board members, Robert Longatti, came out of retirement to serve as Regency’s President. Robert Longatti had a long career in banking and, in 1993, was one of decision makers at Regency Bank responsible for establishing Regency Investment Advisors. The Board of Directors consists of Robert, Daniel, Stephen, Marci, Chris and Judson, along with outside member Mark Prendergast, Principal and Director of Tax Strategies for Inspired Financial, LLC.  We believe our experience operating as a subsidiary of publicly traded banks has ingrained in us valuable disciplines that are characteristic of larger firms.  At the same time, our independent structure allows us to be more flexible, responsive and directly accountable to our clients.  In our opinion, this offers our clients the best of both worlds.

Our Timeline

  • 1993 – Regency begins as a wholly owned subsidiary of Regency Bank; Marci Deck joins Regency
  • 1995 – Daniel Ray joins Regency
  • 1998 – Stephen Guinn joins Regency
  • 1999 – Regency becomes a subsidiary of California Bank & Trust
  • 2002 – Regency sold to County Bank’s parent company
  • 2004 – Regency is sold and becomes independently owned by its long-term employees Daniel Ray, Stephen Guinn and Marci Deck
  • 2007 – Judson Myers joins Regency
  • 2008 – Chris Comstock joins Regency
  • 2013 – Regency celebrates its 20th anniversary; Chris Comstock becomes Regency’s fourth owner
  • 2015 – Judson Myers becomes Regency’s fifth owner

Get to know our team

Robert Longatti

President

Bob was part of the executive management team at Regency Bank that in 1993 established Regency Investment Advisors.

Because of the continued growth of the investment company and the owners’ steadfast focus on their clients, Regency decided to hire a president to concentrate on corporate structure, strategic planning, and special projects. Although enjoying retirement after a highly successful banking career, Bob agreed to accept the position as well as remain on the Board because of his respect for the people at Regency and their dedication to their clients.

Bob and his wife reside on a small ranch in the Sierra Foothills and enjoy the rural lifestyle. Their interests revolve around family which includes four grandchildren.

Affiliations

Board of Directors & Executive Committee member of the Central California Blood Center
Coarsegold Historical Society Board member
Sierra Foothill Conservancy member

Education:

Coalinga Junior College (West Hills Community College)
Associate of Arts Degree
California Polytechnic State University, San Luis Obispo
Bachelor of Science Degree, Agricultural Business Management
Graduate of the California Agriculture Leadership Program

Daniel Ray, CFP®

Client Advisor

One of the five principals of Regency, Dan is a Fresno native and has been in the financial services profession since 1991. Dan works as a Client Advisor to individual, business and non-profit clients. He is a member of the Investment Committee, which handles ongoing evaluation of existing holdings and investment selection.

Dan and his wife, Karen, enjoy cycling, skiing, music, reading, history and traveling the world, as well as wine touring, tasting, and collecting. They have three children: Sydney and Lauren, who are in college, and Aaron who is in high school. Dan’s entire family has been involved in bringing the iCanBike program to the Fresno-Clovis area. This program helps individuals with developmental disabilities learn to ride a bike. More recently Dan and Karen have focused on establishing a local program of the Best Buddies Organization. Best Buddies’ mission is to enhance the lives of people with intellectual and developmental disabilities by providing opportunities for socialization and employment.

Certifications

Certified Financial PlannerTM (CFP®)
Investment Management for Fiduciaries

Affiliations

Best Buddies Advisory Committee
Mennonite Brethren Foundation, Member and Chairman of the Board
Fresno Estate Planning Council, Member (former President)
Past Affiliation: Central California Mennonite Residential Services (former Board Member and President)
Past Affiliation: Fresno Pacific University Seminary Committee, Member
Past Affiliation: City of Fresno Retirement Systems (former Board Member of the Investment Committee)
Past Affiliation: Exceptional Parents Unlimited (Former board member and President)

Education

California State University, Fresno, B.S., Cum Laude

Stephen Guinn, CIMA®, AIFA®, AIF®

Vice President and Client Advisor

Steve joined Regency in 1998 and is one of its principals. He has over 20 years of experience in the investment and financial industry. In addition to his role as a Client Advisor, Steve is a member of the Investment Committee. His focus is investment planning and the fiduciary aspects of money management.

Steve and his wife Sandy enjoy traveling to various destinations, including an occasional NASCAR race. They also enjoy volunteering with Make-A-Wish. Steve has two children, Allison and Matthew.

Certifications

Certified Investment Management Analyst® (CIMA®)
Accredited Investment Fiduciary Auditor (AIFA®)
Accredited Investment Fiduciary (AIF®)

Affiliations

Make-A-Wish Foundation of Central California, Volunteer (former Board Member and President)
Fresno Estate Planning Council, Member
Past Affiliation: City of Fresno Retirement Systems (former Board Member)

Education

University of California, Los Angeles, B.A. in Psychology

Marci Deck, CFP®

Chief Compliance Officer and Corporate Administrator

Marci began with Regency in 1993 while still in college and is one of its principals. Through her career she has gained valuable background in many areas including experience as a Trust Officer. Marci handles Regency’s CFO and corporate related functions, oversees all administration and, as Chief Compliance Officer, works to ensure actions by Regency are in line with the standards set forth by regulators and securities laws.

Marci and her husband, Todd, stay busy with their elementary age triplets and all of their sports and activities, as well as their dog, Duke.

Certifications

Certified Financial PlannerTM (CFP®)

Education

California State University, Fresno, B.S. Business Administration Magna Cum Laude
Cannon Trust School, Graduate

Chris Comstock, CFP®, AIF®, CRPS®

Client Advisor

Chris came to Regency in 2008 and is now one of Regency’s principals. In his role as Client Advisor, Chris works directly with individual and business clients, and is responsible for all aspects of Regency’s multiple participant retirement plans. His day to day activities include meetings with plan sponsors and providing participant education.  He is a member of the Investment Committee.

Chris’s wife, Bree, is President of Ashwood Construction, Inc.  They are busy with their young children, Haley, Keegan, and Finn. In their spare time, they enjoy spending time with family and friends, traveling, and working with various charities.

Certifications

Certified Financial PlannerTM (CFP®)
Accredited Investment Fiduciary (AIF®)
Chartered Retirement Plans SpecialistTM (CRPS®)
Series 65

Affiliations

Saint Agnes Men’s Club
Fresno Rugby Football Club

Education

St. Mary’s College of California, B.S. Business Administration

Judson Myers, CFA, MBA

Chief Investment Officer

Judson joined Regency in 2007 and is now one of its principals. Prior to joining the firm, he gained 6 years of experience in the investment and financial services industry. Judson is responsible for investment analysis and research, creating client reports and directing the daily account management and trading functions. He also oversees Regency’s Investment Committee and is responsible for all of the investment data reviewed in the meetings.

Judson and his wife, Luci (a high school math teacher) have five children and are regularly involved in various school and church activities, as well as sporting events. Judson enjoys playing, working, camping, and just having fun with his family.

Certifications

Chartered Financial Analyst®

Affiliations

CFA Society San Francisco

Education

Utah Valley University, B.S. Business Administration
California State University, Fresno, MBA – Finance emphasis

Kelly Carey

Executive Coordinator

Kelly joined Regency in 2015. She manages Regency’s Human Resources functions and oversees account administration and client service.

In her spare time, Kelly enjoys running and being outdoors. Her favorite activity is spending time with her yellow lab at Carmel Beach.

Affiliations

Fresno State Delta Gamma Alumni

Education

California State University, Fresno, B.S. Business Administration

Jeremy Whitt, CIMA®

Portfolio Manager

Jeremy joined Regency in 2015.  He is responsible for back office operations, trading, maintaining compliance reports and assisting Judson with research. Jeremy is a member of the Investment Committee.

Outside of work, Jeremy keeps himself busy by reading, composing music, and spending time at the gym.

Certifications

Certified Investment Management Analyst® (CIMA®)

Education

Heald College, Associate in Applied Science Degree, Emphasis in Accounting

Brandy Thompson

Administrative Specialist

Brandy joined Regency in 2017 and brings more than 20 years of administrative experience to us. Brandy will assist with client requests and help Kelly with account administration. She will also assist with retirement plans.

Brandy was raised in a military family and lived all over the world (including Korea, Germany and in all parts of the U.S.). Brandy enjoys traveling with her boyfriend and being very involved with his two young children. Brandy has two adult children, Dylan and Baylee.

Elizabeth López, MBA, AIF®

Retirement Plan Advisor

Elizabeth joined Regency in 2018 and comes to us with 7 years of experience in the financial services and retirement plan industry. As Regency’s Retirement Plan Advisor, Elizabeth will work with Chris in managing the various aspects of Regency’s multiple participant retirement plans.

In her spare time, Elizabeth enjoys getting involved in the community, painting, and traveling. She also enjoys running and is currently training to complete her first half marathon.

Certifications:

Accredited Investment Fiduciary (AIF®)
Series 65

Education:

University of California, Santa Barbara, B.A. Political Science – emphasis in International Relations & Spanish
Pepperdine University, MBA – Global Business emphasis

Raymond Cabrera

Client Service Specialist

Raymond joined Regency in 2018 and will assist the Advisors in meeting our clients’ servicing needs, including reaching out to schedule review appointments with the Advisor, managing the review process and handling various aspects of client service.

Raymond is in his Senior year at Fresno State and plans to get his degree in Business Administration with a focus in Accounting. In his spare time, he enjoys staying active by playing basketball, taking challenging hikes or working out at the gym. He enjoys the wonders of traveling, capturing new sceneries and meeting new people.

Sarah Nadiri

Associate Planner

Sarah joined Regency in 2018 and with previous experience in the financial services industry in both San Francisco and New York. Sarah will work on financial planning projects, as well as assist in marketing and client service.

In her spare time, she attends yoga classes, swims and hikes with her husband. She also enjoys sewing, reading historical novels, and working on Oral History interviews and projects.

Education:

California State University, Monterey Bay, B.A. in Humanities and Communication Cum Laude

Certifications:

Series 65

Allison Smith

Client Service Specialist

Allison came to Regency in 2019 after many years of experience working in law firms and large medical offices. She will assist the Advisors in meeting our clients’ servicing needs, including reaching out to schedule review appointments with the Advisor, managing the review process and handling various aspects of client service.

In her spare time, Allison enjoys spending time with her fiancé and toddler, traveling to the beach and writing short stories.

Jim Nakamura

Associate Advisor

Jim joined Regency in 2019. He was previously a Founder & CEO/COO of HermetiaPro, Inc. and a Founder & CFO of Spacebar Technologies, Inc. Jim will work closely with Steve and the other Advisors in servicing clients and have an emphasis on Regency’s business development.

In his spare time, Jim enjoys golfing and being involved in his community. He is the Team USA Paintball World Cup Champion. He has a passion and knowledge for cars. Jim got married in March of 2019 to his wife Jessica.

Certifications:

Series 65

Affiliations

Saint Agnes Men’s Club
Leadership Fresno Class 35
Craig School of Business Alumni and Friends Board

Education:

California State University, Fresno, B.S. Business Administration, Finance

Karen Kinzel

Retirement Plan Specialist

Karen worked closely with Regency in the late 1990’s as head of HR for its sister company, Regency Bank, and we are excited to work together again. She joins us after many years of experience serving as head of HR and 401(k) Trustee for a large local company. She works alongside Chris and Elizabeth and focuses on various aspects of Regency’s participant directed retirement plans and multi participant defined benefit plans.

Karen enjoys spending time with family and friends, reading, sewing, and writing. She also aspires to be a published author.

Education:

California State University, Fresno, B.S. Business Administration, Human Resources
Craig School of Business Dean’s Medal Award Recipient

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